Karma Wealth Builder

Karma Wealth Builder follows a benchmark agnostic bottom up investment approach aimed at capturing the India growth story through disciplined research driven stock selection and high conviction portfolio construction. The strategy follows a Growth At Reasonable Price philosophy which evaluates growth potential, scalability of business and multifaceted valuation metrics while focusing on companies experiencing positive rate of change in business fundamentals, return on equity or growth trajectory. The investment framework emphasizes early cycle investing by identifying catalysts that can accelerate business growth before market narrative and stock price fully reflect the opportunity. Portfolio construction results in a high conviction concentrated portfolio typically consisting of about twenty five to thirty companies selected from a broad listed universe through rigorous research, financial analysis, management meetings, network checks and sectoral deep dives. Allocation is based on conviction and diversification while maintaining stock limits of about ten percent and sector limits of about thirty percent at the time of buying. The strategy is typically fully invested with long holding periods and low churn. Investments are selected across the capitalization spectrum without structural bias toward any single market cap segment. Sector agnostic and market cap agnostic.