Kotak Evolv Moderate Asset Allocation Investment Approach

Mr Sanjay Bhuwania, Co-Founder of Millennium Mams' is an All India Rank holder in Chartered Accountancy. He practiced from 1988 to 2005. He is currently working at Kotak Mahindra Bank Limited as Senior Executive Director, Regional Head, East, for its Wealth Management Division. He has over 30 years of experience in the field of investments, financial Planning and wealth management managing investments of about $2 billion dollars for clients across the country. The journey with Millennium Mams started when he was only 26 years old, and he believes that disciplined and properly researched equity investments can generate superior compounded inflation-adjusted returns without risk of capital erosion.

Over 23 years of professional work experience, of which he has spent 20 years in Asset Management Industry in India. At presently he works with Kotak AMC, as Head of Discretionary PMS. He comes with strong funds management & equity research background. He has spent two stints at Enam Asset Management (AMC) between 2004 to 2015 and 2021 to 2024. Before Enam AMC, he was with BNP Paribas Asset Management as Head of Equities- Offshore Advisory & PMS between 2015 to 2021. He holds an MBA in Finance from Monash Mt. Eliza Business School, Australia and a Bachelor of Commerce from the University of Mumbai.